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Personal Loan


What If You Could Afford More, and Pay Less… ?

personal-loans

CitiFinancial® Personal Loans program has many success stories from people like you who have used our personal loans to make a difference in their lives. We call it a Balance Your Budget® approach to lending. We know you work hard for your money and juggling expenses isn’t always easy. That’s why CitiFinancial Personal Loans are perfect for you — with rates, terms, and payments tailored to fit your needs and your budget! Why not see if CitiFinancial® Personal Loans can help you afford what you want most?

Who can qualify?

If you are over age 18*, and have established credit, you could be approved for a loan. Some established credit, like a store credit card, is necessary and employment or other steady income is required. At this time, CitiFinancial Personal Loans are not available for business purposes. Our specialty is extending credit for personal, family and household purposes.

It’s Easy to Apply

Our terms and payments are convenient for your needs. Just apply on-line , call our toll-free number 1-800-995-2274 (between 9:00 a.m. and 6:00 p.m. Monday to Friday) or stop by your neighborhood branch. Our customer service representatives will be happy to help you.

14-Day Guarantee

As a CitiFinancial customer, if, for any reason, you change your mind after you take out your loan, you can return the amount you borrowed within fourteen days with no fee, no charges, and no hassles – guaranteed!

No Prepayment Penalty

There is no prepayment penalty on CitiFinancial’s Personal Loans, so you can pay more than the required monthly payment if you wish to pay off your loan early.

Most Popular Reasons

  • Need Extra Cash by Tomorrow
  • Finish Home Improvements Project
  • Fix My Car
  • Take a Much Needed Vacation
  • Take Care of Unexpected Expenses
  • Loan for My Wedding
  • Payoff Credit Cards

From $0 to $6,000 in 4 Minutes!

CitiFinancial Personal Loan application

About CitiFinancial

For well over 80 years, CitiFinancial® has been helping people realize their financial goals and dreams. CitiFinancial believes in “getting personal.” That’s why we work hard to understand our customers’ needs. With a variety of personal and home equity loan options, we’re able to find a solution tailored to fit your own personal needs. Decisions about your loan are made locally, by team members that live and work right in your community.