Federal Credit Reporting Act – The Consumers’ Rights

The Federal Credit Reporting Act, or otherwise known as FCRA, is a USA federal law regulating the institutions that collect credit information from consumers. This regulation acts as a measure of safety and fairness towards the accuracy and privacy related to the personal credit information that credit report agencies obtain from consumers. Read more

What to Look for in Your Credit Report

For anyone that has credit it’s very important to check your credit report often. Many different things that are completely out of your control (as well as in your control) can affect your credit score, and it’s up to you to regularly obtain a credit report to fix any issues before they grow.

Things to Know About Credit Report Agencies

You may have heard about credit report agencies and probably wonder whether they can be of use when it comes to understanding your credit history. The following questions are the most frequently ones.

Equifax Credit Report – What Does It Contain

Equifax along with Experian and TransUnion counts as the three main credit reporting agencies across USA. You may have heard of these three agencies that voluntarily gathers your financial information from various creditors you have dealt and still deal with.

Credit Report Information

Many times credit cards or loans are used when reaching to buy important and expensive things. You can have for instance the house of your dreams through a mortgage loan, or buy a brand new car with a car loan, and even you can get educated with educational loans available. Read more

How to Check My Credit Report – Credit Report Bureaus

When it comes to checking your credit report, you should know that across USA there are three main credit bureaus – Equifax, Experian, and TransUnion. Each agency or bureau gathers your financial information that is further sold to lending institutions (banks, credit card companies, credit unions, auto loan lender, and mortgage lender). Read more