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Credit Bureaus


The three leading credit bureaus in United States and Canada that provide nationwide coverage of consumer credit information are: Equifax, Experian, and Trans Union.

Although many national credit lending institutions report consumer credit information to all three, smaller banks and other credit providers may report to only one-or even none. For this reason, your credit reports received from these credit bureaus may not necessarily be exactly the same.

United States

  • www.Equifax.com
    Mail request to: P.O. Box 740241, Atlanta, GA 30374
    Or call toll-free (800) 685-1111
  • www.Experian.com
    Call toll-free (888) Experian (888-397-3742)
  • www.TransUnion.com
    Mail request to: 2 Baldwin Place, P.O. Box 1000, Chester, PA 19022
    Or call toll-free (800) 888-4213

Canada

  • www.Equifax.ca
    Mail request to: Equifax Canada Inc.
    Box 190 Jean Talon Station, Montreal, Quebec, H1S 2Z2
    Or call: Call 1-800-465-7166
  • www.Experian.ca
    Mail to: Experian Canada, Inc.
    150 King Street West, Suite 805, P.O. Box 68, Toronto, Ontario, Canada, M5H1J9
    Or call: 1-888-826-1718.
  • www.TransUnion.ca

    All provinces except Quebec:
    TransUnion
    Mail to: P.O. Box 338, LCD1 Hamilton, ON L8L 7W2
    Call: 1-800-663-9980

    Quebec residents:
    TransUnion
    Mail to: 1 Place Laval, Ouest Suite 370, Laval, Quebec, H7N 1A1
    Call: 1-877-713-3393 or 514-335-0374