Credit Score 101

Your Credit Score – What Affects It Your Credit Score – What Affects It

Your Credit Score is one of the most important ratings you’ll have to worry about... 

The Importance of Checking Your Credit Score The Importance of Checking Your Credit Score

Many people think their credit score is something that’s easily manageable; something... 

Simple Ways to Increase your Credit Score Simple Ways to Increase your Credit Score

Many people do not realize what your credit score is, or even what it does. Some... 

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Credit Reports

Federal Credit Reporting Act – The Consumers’ Rights Federal Credit Reporting Act – The Consumers’ Rights

The Federal Credit Reporting Act, or otherwise known as FCRA, is a USA federal law... 

What to Look for in Your Credit Report What to Look for in Your Credit Report

For anyone that has credit it’s very important to check your credit report often.... 

Things to Know About Credit Report Agencies Things to Know About Credit Report Agencies

You may have heard about credit report agencies and probably wonder whether they... 

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Credit Cards

Credit Cards – A New Form of Payment Credit Cards – A New Form of Payment

Ever had the temptation to buy that product now even though you can’t afford it for another 2 weeks? Well with a credit card you’ll be able to buy what you want now without having to wait for your next paycheck, with your credit limit as your spending limit.  Read More →

Credit Card Rates and the Impact on Users Credit Card Rates and the Impact on Users

Credit card rates vary from person to person depending on their credit rating. People having good credit rating are provided with low interest rates, whereas with low credit rating they are charged a higher rate of interest. Apart from interest rates there are various other charges that are levied.  Read More →

Reacting to Increased Credit Card Rates Reacting to Increased Credit Card Rates

Interest rates are always changing, and credit cards aren’t an exception. Quite frequently you’ll find that your credit card carrier decides to change interest rates out of the blue and sometimes for no reason.  Read More →

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